Call reports 2017
HOME TRUST & SAVINGS BANK, THE — 2017
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 229,364,000 | 225,633,000 | 229,041,000 | 234,306,000 |
| Total loans | 147,633,000 | 145,676,000 | 146,866,000 | 153,526,000 |
| Allowance for loan losses | 2,360,000 | 2,359,000 | 2,359,000 | 2,360,000 |
| Securities available for sale | 66,099,000 | 65,042,000 | 67,041,000 | 65,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,263,000 | 195,278,000 | 196,353,000 | 196,218,000 |
| Interest-bearing deposits | 182,009,000 | 177,977,000 | 178,566,000 | 175,922,000 |
| Noninterest-bearing deposits | 19,254,000 | 17,301,000 | 17,787,000 | 20,296,000 |
| Equity capital | 21,727,000 | 22,463,000 | 22,806,000 | 22,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,865,000 | 5,806,000 | 7,785,000 |
| Interest expense | 366,000 | 762,000 | 1,161,000 | 1,579,000 |
| Net interest income | 1,536,000 | 3,103,000 | 4,645,000 | 6,206,000 |
| Noninterest income | 31,000 | 59,000 | 87,000 | 127,000 |
| Noninterest expense | 645,000 | 1,228,000 | 1,868,000 | 2,603,000 |
| Provision for loan losses | 0 | 0 | 0 | 535,000 |
| Pretax income | 923,000 | 1,936,000 | 2,868,000 | 3,199,000 |
| Income tax | 44,000 | 97,000 | 144,000 | 184,000 |
| Net income | 879,000 | 1,839,000 | 2,724,000 | 3,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,272,000 | 22,738,000 | 23,129,000 | 22,805,000 |
| Total capital | 24,235,000 | 24,677,000 | 25,080,000 | 24,829,000 |
| Risk-weighted assets | 156,620,000 | 154,692,000 | 155,654,000 | 161,563,000 |