Call reports 2016
HOME TRUST & SAVINGS BANK, THE — 2016
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 220,081,000 | 221,854,000 | 219,748,000 | 228,703,000 |
| Total loans | 141,544,000 | 141,430,000 | 138,786,000 | 143,629,000 |
| Allowance for loan losses | 1,472,000 | 1,511,000 | 1,544,000 | 2,360,000 |
| Securities available for sale | 64,258,000 | 67,047,000 | 66,258,000 | 67,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,855,000 | 189,793,000 | 190,658,000 | 201,237,000 |
| Interest-bearing deposits | 173,571,000 | 173,964,000 | 174,163,000 | 178,753,000 |
| Noninterest-bearing deposits | 16,284,000 | 15,829,000 | 16,495,000 | 22,484,000 |
| Equity capital | 21,906,000 | 22,521,000 | 22,548,000 | 21,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,591,000 | 5,449,000 | 7,332,000 |
| Interest expense | 354,000 | 729,000 | 1,087,000 | 1,448,000 |
| Net interest income | 1,428,000 | 2,862,000 | 4,362,000 | 5,884,000 |
| Noninterest income | 38,000 | 73,000 | 98,000 | 148,000 |
| Noninterest expense | 696,000 | 1,288,000 | 1,939,000 | 2,635,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 217,000 |
| Pretax income | 756,000 | 1,595,000 | 2,434,000 | 3,205,000 |
| Income tax | 38,000 | 79,000 | 110,000 | 170,000 |
| Net income | 718,000 | 1,516,000 | 2,324,000 | 3,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,155,000 | 21,479,000 | 21,848,000 | 21,886,000 |
| Total capital | 22,627,000 | 22,990,000 | 23,392,000 | 23,813,000 |
| Risk-weighted assets | 151,309,000 | 152,113,000 | 149,822,000 | 153,673,000 |