Call reports 2015
HOME TRUST & SAVINGS BANK, THE — 2015
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 215,224,000 | 212,788,000 | 212,185,000 | 218,311,000 |
| Total loans | 133,950,000 | 132,962,000 | 129,726,000 | 138,719,000 |
| Allowance for loan losses | 1,324,000 | 1,361,000 | 1,397,000 | 1,434,000 |
| Securities available for sale | 67,427,000 | 66,606,000 | 67,803,000 | 64,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,622,000 | 186,587,000 | 184,669,000 | 188,705,000 |
| Interest-bearing deposits | 177,974,000 | 172,066,000 | 170,226,000 | 168,942,000 |
| Noninterest-bearing deposits | 14,648,000 | 14,521,000 | 14,443,000 | 19,763,000 |
| Equity capital | 21,056,000 | 21,144,000 | 21,042,000 | 21,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,684,000 | 5,520,000 | 7,279,000 |
| Interest expense | 390,000 | 781,000 | 1,165,000 | 1,529,000 |
| Net interest income | 1,452,000 | 2,903,000 | 4,355,000 | 5,750,000 |
| Noninterest income | 42,000 | 75,000 | 111,000 | 162,000 |
| Noninterest expense | 603,000 | 1,208,000 | 1,775,000 | 2,342,000 |
| Provision for loan losses | 38,000 | 75,000 | 1,083,000 | 1,120,000 |
| Pretax income | 968,000 | 1,836,000 | 1,761,000 | 2,610,000 |
| Income tax | 48,000 | 77,000 | 123,000 | 128,000 |
| Net income | 920,000 | 1,759,000 | 1,638,000 | 2,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,392,000 | 20,781,000 | 20,484,000 | 20,933,000 |
| Total capital | 21,716,000 | 22,142,000 | 21,881,000 | 22,367,000 |
| Risk-weighted assets | 136,546,000 | 135,189,000 | 136,852,000 | 148,902,000 |