Call reports 2014
HOME TRUST & SAVINGS BANK, THE — 2014
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 213,733,000 | 216,456,000 | 217,662,000 | 224,680,000 |
| Total loans | 113,543,000 | 112,938,000 | 116,772,000 | 129,717,000 |
| Allowance for loan losses | 1,265,000 | 1,302,000 | 1,260,000 | 1,286,000 |
| Securities available for sale | 88,130,000 | 87,454,000 | 87,714,000 | 79,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,118,000 | 195,178,000 | 188,447,000 | 188,738,000 |
| Interest-bearing deposits | 177,713,000 | 177,827,000 | 173,184,000 | 170,681,000 |
| Noninterest-bearing deposits | 15,405,000 | 17,351,000 | 15,263,000 | 18,057,000 |
| Equity capital | 20,009,000 | 20,606,000 | 20,462,000 | 20,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,603,000 | 5,411,000 | 7,296,000 |
| Interest expense | 411,000 | 803,000 | 1,219,000 | 1,631,000 |
| Net interest income | 1,414,000 | 2,800,000 | 4,192,000 | 5,665,000 |
| Noninterest income | 35,000 | 67,000 | 105,000 | 152,000 |
| Noninterest expense | 554,000 | 1,148,000 | 1,727,000 | 2,361,000 |
| Provision for loan losses | 223,000 | 260,000 | 298,000 | 535,000 |
| Pretax income | 742,000 | 1,529,000 | 2,348,000 | 3,028,000 |
| Income tax | 37,000 | 77,000 | 117,000 | 151,000 |
| Net income | 705,000 | 1,452,000 | 2,231,000 | 2,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,275,000 | 19,569,000 | 19,855,000 | 19,922,000 |
| Total capital | 20,540,000 | 20,871,000 | 21,115,000 | 21,208,000 |
| Risk-weighted assets | 121,073,000 | 120,370,000 | 124,186,000 | 134,926,000 |