Call reports 2013
HOME TRUST & SAVINGS BANK, THE — 2013
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 217,172,000 | 215,863,000 | 215,996,000 | 226,299,000 |
| Total loans | 104,160,000 | 103,246,000 | 102,469,000 | 115,634,000 |
| Allowance for loan losses | 1,041,000 | 1,041,000 | 1,041,000 | 1,041,000 |
| Securities available for sale | 103,099,000 | 102,433,000 | 101,357,000 | 97,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,703,000 | 192,522,000 | 192,995,000 | 194,288,000 |
| Interest-bearing deposits | 178,593,000 | 178,614,000 | 175,533,000 | 173,665,000 |
| Noninterest-bearing deposits | 16,110,000 | 13,908,000 | 17,462,000 | 20,623,000 |
| Equity capital | 21,795,000 | 19,708,000 | 19,537,000 | 19,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,874,000 | 3,710,000 | 5,530,000 | 7,301,000 |
| Interest expense | 480,000 | 946,000 | 1,390,000 | 1,825,000 |
| Net interest income | 1,394,000 | 2,764,000 | 4,140,000 | 5,476,000 |
| Noninterest income | 51,000 | 88,000 | 144,000 | 192,000 |
| Noninterest expense | 587,000 | 1,171,000 | 1,724,000 | 2,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 858,000 | 1,681,000 | 2,560,000 | 3,338,000 |
| Income tax | 42,000 | 84,000 | 128,000 | 167,000 |
| Net income | 816,000 | 1,597,000 | 2,432,000 | 3,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,147,000 | 18,435,000 | 18,775,000 | 19,020,000 |
| Total capital | 19,188,000 | 19,476,000 | 19,816,000 | 20,061,000 |
| Risk-weighted assets | 114,697,000 | 113,754,000 | 113,012,000 | 125,130,000 |