Call reports 2012
HOME TRUST & SAVINGS BANK, THE — 2012
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 206,966,000 | 207,136,000 | 210,152,000 | 220,690,000 |
| Total loans | 103,754,000 | 102,330,000 | 104,791,000 | 108,590,000 |
| Allowance for loan losses | 998,000 | 1,036,000 | 1,042,000 | 1,039,000 |
| Securities available for sale | 94,862,000 | 97,396,000 | 97,636,000 | 101,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,275,000 | 183,808,000 | 185,943,000 | 194,481,000 |
| Interest-bearing deposits | 171,018,000 | 169,487,000 | 171,893,000 | 175,518,000 |
| Noninterest-bearing deposits | 13,257,000 | 14,321,000 | 14,050,000 | 18,963,000 |
| Equity capital | 21,057,000 | 21,658,000 | 22,014,000 | 21,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 3,967,000 | 5,919,000 | 7,878,000 |
| Interest expense | 615,000 | 1,188,000 | 1,729,000 | 2,231,000 |
| Net interest income | 1,388,000 | 2,779,000 | 4,190,000 | 5,647,000 |
| Noninterest income | 39,000 | 65,000 | 93,000 | 139,000 |
| Noninterest expense | 498,000 | 1,030,000 | 1,554,000 | 2,221,000 |
| Provision for loan losses | 51,000 | 90,000 | 102,000 | 102,000 |
| Pretax income | 878,000 | 1,724,000 | 2,627,000 | 3,463,000 |
| Income tax | 44,000 | 86,000 | 131,000 | 173,000 |
| Net income | 834,000 | 1,638,000 | 2,496,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,021,000 | 17,436,000 | 17,582,000 | 17,825,000 |
| Total capital | 18,019,000 | 18,472,000 | 18,624,000 | 18,864,000 |
| Risk-weighted assets | 112,498,000 | 111,143,000 | 113,746,000 | 118,926,000 |