Call reports 2011
HOME TRUST & SAVINGS BANK, THE — 2011
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 187,403,000 | 194,178,000 | 200,230,000 | 206,674,000 |
| Total loans | 97,398,000 | 93,258,000 | 98,707,000 | 105,885,000 |
| Allowance for loan losses | 847,000 | 884,000 | 922,000 | 959,000 |
| Securities available for sale | 73,344,000 | 88,952,000 | 95,309,000 | 92,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,051,000 | 173,377,000 | 175,983,000 | 179,436,000 |
| Interest-bearing deposits | 157,202,000 | 161,947,000 | 162,423,000 | 162,082,000 |
| Noninterest-bearing deposits | 10,849,000 | 11,430,000 | 13,560,000 | 17,354,000 |
| Equity capital | 17,213,000 | 18,356,000 | 19,978,000 | 20,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,735,000 | 5,670,000 | 7,659,000 |
| Interest expense | 643,000 | 1,296,000 | 1,945,000 | 2,567,000 |
| Net interest income | 1,176,000 | 2,439,000 | 3,725,000 | 5,092,000 |
| Noninterest income | 25,000 | 58,000 | 87,000 | 118,000 |
| Noninterest expense | 569,000 | 1,145,000 | 1,586,000 | 2,155,000 |
| Provision for loan losses | 38,000 | 76,000 | 115,000 | 154,000 |
| Pretax income | 594,000 | 1,276,000 | 2,111,000 | 2,901,000 |
| Income tax | 29,000 | 64,000 | 106,000 | 143,000 |
| Net income | 565,000 | 1,212,000 | 2,005,000 | 2,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,981,000 | 15,275,000 | 15,716,000 | 16,292,000 |
| Total capital | 15,828,000 | 16,159,000 | 16,638,000 | 17,251,000 |
| Risk-weighted assets | 105,397,000 | 102,502,000 | 108,074,000 | 114,528,000 |