Call reports 2009
HOME TRUST & SAVINGS BANK, THE — 2009
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 157,727,000 | 162,360,000 | 162,777,000 | 166,564,000 |
| Total loans | 78,381,000 | 80,412,000 | 81,831,000 | 88,022,000 |
| Allowance for loan losses | 509,000 | 559,000 | 609,000 | 659,000 |
| Securities available for sale | 68,031,000 | 71,138,000 | 73,796,000 | 72,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,151,000 | 145,799,000 | 145,800,000 | 149,133,000 |
| Interest-bearing deposits | 132,605,000 | 137,031,000 | 137,725,000 | 136,429,000 |
| Noninterest-bearing deposits | 8,546,000 | 8,768,000 | 8,075,000 | 12,704,000 |
| Equity capital | 15,599,000 | 15,382,000 | 15,980,000 | 15,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,516,000 | 5,321,000 | 7,114,000 |
| Interest expense | 783,000 | 1,566,000 | 2,324,000 | 3,040,000 |
| Net interest income | 968,000 | 1,950,000 | 2,997,000 | 4,074,000 |
| Noninterest income | 38,000 | 70,000 | 95,000 | 123,000 |
| Noninterest expense | 497,000 | 1,034,000 | 1,562,000 | 2,120,000 |
| Provision for loan losses | 3,000 | 49,000 | 114,000 | 168,000 |
| Pretax income | 506,000 | 937,000 | 1,416,000 | 1,909,000 |
| Income tax | 25,000 | 51,000 | 77,000 | 103,000 |
| Net income | 481,000 | 886,000 | 1,339,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,138,000 | 13,331,000 | 13,431,000 | 13,298,000 |
| Total capital | 13,647,000 | 13,890,000 | 14,040,000 | 13,957,000 |
| Risk-weighted assets | 84,345,000 | 86,521,000 | 87,395,000 | 92,825,000 |