Call reports 2006
HOME TRUST & SAVINGS BANK, THE — 2006
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 125,331,000 | 126,503,000 | 128,806,000 | 129,584,000 |
| Total loans | 68,458,000 | 70,441,000 | 71,324,000 | 72,744,000 |
| Allowance for loan losses | 407,000 | 407,000 | 407,000 | 409,000 |
| Securities available for sale | 53,037,000 | 52,345,000 | 52,710,000 | 50,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,716,000 | 110,297,000 | 113,934,000 | 117,085,000 |
| Interest-bearing deposits | 105,899,000 | 104,359,000 | 106,449,000 | 109,199,000 |
| Noninterest-bearing deposits | 5,817,000 | 5,938,000 | 7,485,000 | 7,886,000 |
| Equity capital | 10,778,000 | 10,540,000 | 11,407,000 | 11,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,161,000 | 4,818,000 | 6,555,000 |
| Interest expense | 794,000 | 1,702,000 | 2,655,000 | 3,683,000 |
| Net interest income | 758,000 | 1,459,000 | 2,163,000 | 2,872,000 |
| Noninterest income | 35,000 | 64,000 | 97,000 | 132,000 |
| Noninterest expense | 476,000 | 887,000 | 1,311,000 | 1,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 290,000 | 609,000 | 922,000 | 1,264,000 |
| Income tax | 39,000 | 78,000 | 117,000 | 63,000 |
| Net income | 251,000 | 531,000 | 805,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,782,000 | 12,815,000 | 12,807,000 | 12,645,000 |
| Total capital | 13,189,000 | 13,222,000 | 13,214,000 | 13,054,000 |
| Risk-weighted assets | 73,372,000 | 73,678,000 | 74,910,000 | 75,928,000 |