Call reports 2002
HOME TRUST & SAVINGS BANK, THE — 2002
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,221,000 | 131,692,000 | 132,531,000 | 134,108,000 |
| Total loans | 58,313,000 | 58,305,000 | 54,649,000 | 55,903,000 |
| Allowance for loan losses | 403,000 | 403,000 | 403,000 | 403,000 |
| Securities available for sale | 69,174,000 | 69,685,000 | 71,073,000 | 73,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,101,000 | 113,940,000 | 114,797,000 | 117,201,000 |
| Interest-bearing deposits | 111,140,000 | 109,156,000 | 109,552,000 | 111,359,000 |
| Noninterest-bearing deposits | 4,961,000 | 4,784,000 | 5,245,000 | 5,842,000 |
| Equity capital | 13,575,000 | 15,010,000 | 16,522,000 | 15,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 3,994,000 | 5,907,000 | 7,770,000 |
| Interest expense | 1,122,000 | 2,179,000 | 3,160,000 | 4,098,000 |
| Net interest income | 888,000 | 1,815,000 | 2,747,000 | 3,672,000 |
| Noninterest income | 34,000 | 61,000 | 95,000 | 125,000 |
| Noninterest expense | 338,000 | 692,000 | 1,004,000 | 1,451,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 584,000 | 1,184,000 | 1,838,000 | 2,346,000 |
| Income tax | 18,000 | 46,000 | 64,000 | 136,000 |
| Net income | 566,000 | 1,138,000 | 1,774,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,517,000 | 12,631,000 | 12,808,000 | 12,044,000 |
| Total capital | 12,920,000 | 13,034,000 | 13,211,000 | 12,447,000 |
| Risk-weighted assets | 65,553,000 | 64,944,000 | 61,354,000 | 63,471,000 |