Call reports 2001
HOME TRUST & SAVINGS BANK, THE — 2001
What HOME TRUST & SAVINGS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,587,000 | 129,229,000 | 131,466,000 | 133,461,000 |
| Total loans | 57,438,000 | 58,639,000 | 58,404,000 | 58,114,000 |
| Allowance for loan losses | 403,000 | 403,000 | 403,000 | 403,000 |
| Securities available for sale | 64,343,000 | 66,807,000 | 66,647,000 | 71,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,719,000 | 113,294,000 | 114,724,000 | 116,373,000 |
| Interest-bearing deposits | 110,189,000 | 108,510,000 | 110,257,000 | 110,705,000 |
| Noninterest-bearing deposits | 4,530,000 | 4,784,000 | 4,467,000 | 5,668,000 |
| Equity capital | 13,575,000 | 13,431,000 | 15,176,000 | 14,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,372,000 | 6,441,000 | 8,492,000 |
| Interest expense | 1,544,000 | 3,022,000 | 4,477,000 | 5,735,000 |
| Net interest income | 657,000 | 1,350,000 | 1,964,000 | 2,757,000 |
| Noninterest income | 35,000 | 62,000 | 91,000 | 121,000 |
| Noninterest expense | 323,000 | 659,000 | 967,000 | 1,345,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 369,000 | 753,000 | 1,088,000 | 1,533,000 |
| Income tax | 17,000 | 35,000 | 53,000 | 95,000 |
| Net income | 352,000 | 718,000 | 1,035,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,297,000 | 12,325,000 | 12,303,000 | 12,423,000 |
| Total capital | 12,700,000 | 12,728,000 | 12,706,000 | 12,826,000 |
| Risk-weighted assets | 64,162,000 | 65,248,000 | 65,431,000 | 66,136,000 |