Call reports 2010
ALTA ALLIANCE BANK — 2010
What ALTA ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 199,191,000 | 201,802,000 | 213,318,000 |
| Total loans | 112,442,000 | 119,614,000 | 125,909,000 |
| Allowance for loan losses | 2,492,000 | 2,323,000 | 1,970,000 |
| Securities available for sale | 49,287,000 | 64,245,000 | 57,557,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 172,825,000 | 171,595,000 | 185,495,000 |
| Interest-bearing deposits | 159,666,000 | 157,066,000 | 167,807,000 |
| Noninterest-bearing deposits | 13,159,000 | 14,528,000 | 17,688,000 |
| Equity capital | 25,870,000 | 26,587,000 | 27,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 2,262,000 | 4,714,000 | 7,194,000 |
| Interest expense | 532,000 | 999,000 | 1,416,000 |
| Net interest income | 1,730,000 | 3,715,000 | 5,778,000 |
| Noninterest income | 95,000 | 209,000 | 320,000 |
| Noninterest expense | 1,863,000 | 3,631,000 | 5,480,000 |
| Provision for loan losses | 1,000 | 1,000 | -400,000 |
| Pretax income | -142,000 | 526,000 | 1,445,000 |
| Income tax | -42,000 | 231,000 | 611,000 |
| Net income | -100,000 | 295,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 21,389,000 | 22,545,000 | 23,657,000 |
| Total capital | 22,910,000 | 24,197,000 | 25,348,000 |
| Risk-weighted assets | 120,697,000 | 131,483,000 | 134,972,000 |