Call reports 2009
ALTA ALLIANCE BANK — 2009
What ALTA ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,567,000 | 174,140,000 | 176,172,000 | 176,252,000 |
| Total loans | 98,455,000 | 103,141,000 | 100,101,000 | 105,093,000 |
| Allowance for loan losses | 2,247,000 | 1,840,000 | 2,781,000 | 2,694,000 |
| Securities available for sale | 27,500,000 | 26,651,000 | 24,440,000 | 50,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,109,000 | 157,290,000 | 149,087,000 | 150,450,000 |
| Interest-bearing deposits | 126,197,000 | 146,035,000 | 138,862,000 | 140,167,000 |
| Noninterest-bearing deposits | 9,913,000 | 11,255,000 | 10,225,000 | 10,283,000 |
| Equity capital | 13,887,000 | 15,934,000 | 26,009,000 | 25,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,924,000 | 5,728,000 | 7,758,000 |
| Interest expense | 656,000 | 1,364,000 | 2,093,000 | 2,700,000 |
| Net interest income | 1,259,000 | 2,560,000 | 3,635,000 | 5,058,000 |
| Noninterest income | 61,000 | 157,000 | 266,000 | 368,000 |
| Noninterest expense | 1,830,000 | 3,809,000 | 5,857,000 | 7,722,000 |
| Provision for loan losses | 2,247,000 | 3,199,000 | 4,513,000 | 4,513,000 |
| Pretax income | -4,541,000 | -4,816,000 | -6,990,000 | -7,330,000 |
| Income tax | -953,000 | -1,920,000 | -2,958,000 | -3,023,000 |
| Net income | -3,588,000 | -2,896,000 | -4,032,000 | -4,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,380,000 | 15,454,000 | 22,883,000 | 22,105,000 |
| Total capital | 14,904,000 | 17,000,000 | 24,295,000 | 23,552,000 |
| Risk-weighted assets | 121,208,000 | 122,948,000 | 111,586,000 | 114,488,000 |