Call reports 2020
FARMERS STATE BANK OF BLUE MOUND, THE — 2020
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,453,000 | 47,000,000 | 47,362,000 | 47,306,000 |
| Total loans | 32,294,000 | 35,126,000 | 34,608,000 | 32,005,000 |
| Allowance for loan losses | 436,000 | 453,000 | 498,000 | 446,000 |
| Securities available for sale | 2,273,000 | 2,282,000 | 2,528,000 | 3,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,738,000 | 38,120,000 | 38,705,000 | 38,677,000 |
| Interest-bearing deposits | 24,692,000 | 25,376,000 | 25,861,000 | 25,801,000 |
| Noninterest-bearing deposits | 11,046,000 | 12,744,000 | 12,844,000 | 12,876,000 |
| Equity capital | 8,432,000 | 8,576,000 | 8,343,000 | 8,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,072,000 | 1,592,000 | 2,096,000 |
| Interest expense | 55,000 | 110,000 | 164,000 | 215,000 |
| Net interest income | 488,000 | 962,000 | 1,428,000 | 1,881,000 |
| Noninterest income | 40,000 | 135,000 | 166,000 | 199,000 |
| Noninterest expense | 396,000 | 822,000 | 1,244,000 | 1,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 275,000 | 350,000 | 391,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 20,000 |
| Net income | 127,000 | 265,000 | 334,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,388,000 | 8,525,000 | 8,294,000 | 8,331,000 |