Call reports 2015
FARMERS STATE BANK OF BLUE MOUND, THE — 2015
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,076,000 | 45,750,000 | 43,652,000 | 42,812,000 |
| Total loans | 25,040,000 | 27,154,000 | 24,953,000 | 28,991,000 |
| Allowance for loan losses | 521,000 | 521,000 | 518,000 | 518,000 |
| Securities available for sale | 6,464,000 | 6,389,000 | 5,912,000 | 5,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,186,000 | 38,403,000 | 36,182,000 | 34,816,000 |
| Interest-bearing deposits | 25,331,000 | 24,490,000 | 23,908,000 | 23,916,000 |
| Noninterest-bearing deposits | 9,855,000 | 13,913,000 | 12,274,000 | 10,900,000 |
| Equity capital | 6,632,000 | 7,091,000 | 7,180,000 | 7,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 1,024,000 | 1,490,000 | 1,957,000 |
| Interest expense | 33,000 | 64,000 | 93,000 | 121,000 |
| Net interest income | 409,000 | 960,000 | 1,397,000 | 1,836,000 |
| Noninterest income | 41,000 | 347,000 | 396,000 | 439,000 |
| Noninterest expense | 462,000 | 825,000 | 1,247,000 | 1,662,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | 482,000 | 546,000 | 613,000 |
| Income tax | 1,000 | 1,000 | 4,000 | 5,000 |
| Net income | -13,000 | 481,000 | 542,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,633,000 | 7,091,000 | 7,180,000 | 7,004,000 |
| Total capital | 6,969,000 | 7,456,000 | 7,539,000 | 7,398,000 |
| Risk-weighted assets | 26,733,000 | 29,014,000 | 28,525,000 | 31,398,000 |