Call reports 2010
FARMERS STATE BANK OF BLUE MOUND, THE — 2010
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,205,000 | 38,927,000 | 39,547,000 | 38,527,000 |
| Total loans | 25,381,000 | 25,805,000 | 24,034,000 | 25,650,000 |
| Allowance for loan losses | 558,000 | 674,000 | 674,000 | 545,000 |
| Securities available for sale | 3,926,000 | 3,403,000 | 4,210,000 | 3,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,529,000 | 33,199,000 | 33,619,000 | 32,656,000 |
| Interest-bearing deposits | 26,660,000 | 26,787,000 | 26,913,000 | 26,387,000 |
| Noninterest-bearing deposits | 5,869,000 | 6,412,000 | 6,706,000 | 6,269,000 |
| Equity capital | 5,149,000 | 5,189,000 | 5,334,000 | 5,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,099,000 | 1,656,000 | 2,187,000 |
| Interest expense | 112,000 | 220,000 | 324,000 | 424,000 |
| Net interest income | 427,000 | 879,000 | 1,332,000 | 1,763,000 |
| Noninterest income | 45,000 | 89,000 | 135,000 | 183,000 |
| Noninterest expense | 398,000 | 780,000 | 1,167,000 | 1,580,000 |
| Provision for loan losses | 0 | 116,000 | 116,000 | 116,000 |
| Pretax income | 74,000 | 72,000 | 184,000 | 250,000 |
| Income tax | 2,000 | -34,000 | -34,000 | -34,000 |
| Net income | 72,000 | 106,000 | 218,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,154,000 | 5,187,000 | 5,300,000 | 5,365,000 |
| Total capital | 5,519,000 | 5,559,000 | 5,647,000 | 5,730,000 |
| Risk-weighted assets | 29,080,000 | 29,441,000 | 27,552,000 | 28,991,000 |