Call reports 2008
FARMERS STATE BANK OF BLUE MOUND, THE — 2008
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,440,000 | 38,072,000 | 41,638,000 | 37,287,000 |
| Total loans | 23,601,000 | 23,866,000 | 22,666,000 | 21,633,000 |
| Allowance for loan losses | 487,000 | 487,000 | 487,000 | 487,000 |
| Securities available for sale | 7,349,000 | 6,208,000 | 6,133,000 | 5,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,636,000 | 31,250,000 | 34,723,000 | 31,543,000 |
| Interest-bearing deposits | 25,192,000 | 24,793,000 | 25,213,000 | 24,994,000 |
| Noninterest-bearing deposits | 6,444,000 | 6,457,000 | 9,510,000 | 6,549,000 |
| Equity capital | 6,219,000 | 6,236,000 | 6,291,000 | 5,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,261,000 | 1,888,000 | 2,433,000 |
| Interest expense | 205,000 | 393,000 | 567,000 | 730,000 |
| Net interest income | 437,000 | 868,000 | 1,321,000 | 1,703,000 |
| Noninterest income | 51,000 | 106,000 | 167,000 | 218,000 |
| Noninterest expense | 342,000 | 760,000 | 1,137,000 | 1,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 990,000 |
| Pretax income | 146,000 | 214,000 | 351,000 | -663,000 |
| Income tax | 6,000 | 7,000 | 10,000 | 14,000 |
| Net income | 140,000 | 207,000 | 341,000 | -677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,182,000 | 6,250,000 | 6,320,000 | 5,269,000 |
| Total capital | 6,625,000 | 6,698,000 | 6,788,000 | 5,708,000 |
| Risk-weighted assets | 35,037,000 | 35,826,000 | 37,051,000 | 34,689,000 |