Call reports 2007
FARMERS STATE BANK OF BLUE MOUND, THE — 2007
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,848,000 | 38,124,000 | 38,421,000 | 38,647,000 |
| Total loans | 25,650,000 | 24,982,000 | 23,105,000 | 23,100,000 |
| Allowance for loan losses | 554,000 | 487,000 | 492,000 | 496,000 |
| Securities available for sale | 5,265,000 | 5,631,000 | 5,612,000 | 7,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,464,000 | 31,624,000 | 31,747,000 | 31,894,000 |
| Interest-bearing deposits | 25,325,000 | 25,050,000 | 25,315,000 | 25,430,000 |
| Noninterest-bearing deposits | 7,139,000 | 6,574,000 | 6,432,000 | 6,464,000 |
| Equity capital | 5,777,000 | 5,868,000 | 5,980,000 | 6,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,340,000 | 2,021,000 | 2,710,000 |
| Interest expense | 197,000 | 403,000 | 610,000 | 830,000 |
| Net interest income | 469,000 | 937,000 | 1,411,000 | 1,880,000 |
| Noninterest income | 57,000 | 117,000 | 190,000 | 245,000 |
| Noninterest expense | 329,000 | 731,000 | 1,100,000 | 1,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 323,000 | 501,000 | 626,000 |
| Income tax | 8,000 | 14,000 | 14,000 | 27,000 |
| Net income | 189,000 | 309,000 | 487,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,770,000 | 5,882,000 | 5,968,000 | 6,079,000 |
| Total capital | 6,211,000 | 6,316,000 | 6,393,000 | 6,525,000 |
| Risk-weighted assets | 34,851,000 | 34,346,000 | 33,744,000 | 35,249,000 |