Call reports 2006
FARMERS STATE BANK OF BLUE MOUND, THE — 2006
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,325,000 | 38,426,000 | 37,985,000 | 38,196,000 |
| Total loans | 26,578,000 | 26,472,000 | 24,109,000 | 25,566,000 |
| Allowance for loan losses | 551,000 | 559,000 | 559,000 | 554,000 |
| Securities available for sale | 3,436,000 | 3,412,000 | 4,195,000 | 4,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,806,000 | 31,874,000 | 31,201,000 | 31,866,000 |
| Interest-bearing deposits | 25,720,000 | 26,101,000 | 26,113,000 | 25,703,000 |
| Noninterest-bearing deposits | 8,086,000 | 5,773,000 | 5,088,000 | 6,163,000 |
| Equity capital | 5,962,000 | 5,945,000 | 6,084,000 | 5,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,349,000 | 2,017,000 | 2,707,000 |
| Interest expense | 157,000 | 329,000 | 519,000 | 719,000 |
| Net interest income | 507,000 | 1,020,000 | 1,498,000 | 1,988,000 |
| Noninterest income | 65,000 | 131,000 | 201,000 | 265,000 |
| Noninterest expense | 375,000 | 880,000 | 1,246,000 | 1,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 271,000 | 453,000 | 613,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 32,000 |
| Net income | 189,000 | 255,000 | 429,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,954,000 | 5,954,000 | 6,063,000 | 5,645,000 |
| Total capital | 6,347,000 | 6,365,000 | 6,470,000 | 6,068,000 |
| Risk-weighted assets | 31,402,000 | 32,769,000 | 32,085,000 | 33,544,000 |