Call reports 2005
FARMERS STATE BANK OF BLUE MOUND, THE — 2005
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,325,000 | 37,991,000 | 37,842,000 | 37,577,000 |
| Total loans | 24,717,000 | 25,686,000 | 25,420,000 | 28,007,000 |
| Allowance for loan losses | 549,000 | 549,000 | 554,000 | 551,000 |
| Securities available for sale | 3,597,000 | 3,629,000 | 3,539,000 | 2,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,334,000 | 31,704,000 | 31,435,000 | 31,031,000 |
| Interest-bearing deposits | 26,132,000 | 25,862,000 | 25,528,000 | 25,756,000 |
| Noninterest-bearing deposits | 5,202,000 | 5,842,000 | 5,907,000 | 5,275,000 |
| Equity capital | 6,457,000 | 5,722,000 | 5,775,000 | 5,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,177,000 | 1,810,000 | 2,443,000 |
| Interest expense | 115,000 | 237,000 | 378,000 | 524,000 |
| Net interest income | 464,000 | 940,000 | 1,432,000 | 1,919,000 |
| Noninterest income | 67,000 | 141,000 | 217,000 | 281,000 |
| Noninterest expense | 310,000 | 697,000 | 1,048,000 | 1,425,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 384,000 | 601,000 | 775,000 |
| Income tax | 10,000 | 18,000 | 26,000 | 34,000 |
| Net income | 211,000 | 366,000 | 575,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,420,000 | 5,688,000 | 5,747,000 | 5,914,000 |
| Total capital | 6,819,000 | 6,099,000 | 6,192,000 | 6,338,000 |
| Risk-weighted assets | 31,754,000 | 32,758,000 | 35,484,000 | 33,777,000 |