Call reports 2004
FARMERS STATE BANK OF BLUE MOUND, THE — 2004
What FARMERS STATE BANK OF BLUE MOUND, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,328,000 | 39,108,000 | 37,362,000 | 37,946,000 |
| Total loans | 25,001,000 | 24,403,000 | 23,831,000 | 24,026,000 |
| Allowance for loan losses | 444,000 | 546,000 | 549,000 | 548,000 |
| Securities available for sale | 3,226,000 | 3,170,000 | 3,015,000 | 3,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,683,000 | 32,422,000 | 30,544,000 | 30,992,000 |
| Interest-bearing deposits | 26,881,000 | 26,590,000 | 25,743,000 | 25,568,000 |
| Noninterest-bearing deposits | 4,802,000 | 5,832,000 | 4,801,000 | 5,424,000 |
| Equity capital | 6,087,000 | 6,113,000 | 6,195,000 | 6,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,251,000 | 1,853,000 | 2,452,000 |
| Interest expense | 120,000 | 234,000 | 349,000 | 462,000 |
| Net interest income | 436,000 | 1,017,000 | 1,504,000 | 1,990,000 |
| Noninterest income | 78,000 | 159,000 | 244,000 | 335,000 |
| Noninterest expense | 337,000 | 705,000 | 1,071,000 | 1,460,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 471,000 | 677,000 | 865,000 |
| Income tax | 5,000 | 33,000 | 43,000 | 53,000 |
| Net income | 172,000 | 438,000 | 634,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,969,000 | 6,035,000 | 6,131,000 | 6,309,000 |
| Total capital | 6,403,000 | 6,391,000 | 6,473,000 | 6,710,000 |
| Risk-weighted assets | 34,716,000 | 28,328,000 | 27,121,000 | 31,305,000 |