Call reports 2007
FNB SOUTHEAST — 2007
What FNB SOUTHEAST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 996,715,000 | 984,770,000 | 961,022,000 |
| Total loans | 689,332,000 | 665,893,000 | 640,616,000 |
| Allowance for loan losses | 12,640,000 | 12,320,000 | 10,112,000 |
| Securities available for sale | 222,199,000 | 234,608,000 | 225,693,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 802,600,000 | 747,595,000 | 705,184,000 |
| Interest-bearing deposits | 715,994,000 | 667,476,000 | 632,963,000 |
| Noninterest-bearing deposits | 86,606,000 | 80,119,000 | 72,221,000 |
| Equity capital | 94,510,000 | 95,750,000 | 96,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 16,859,000 | 33,874,000 | 11,108,000 |
| Interest expense | 8,800,000 | 17,999,000 | 4,808,000 |
| Net interest income | 8,059,000 | 15,875,000 | 6,300,000 |
| Noninterest income | 1,245,000 | 7,605,000 | 252,000 |
| Noninterest expense | 7,862,000 | 15,644,000 | 4,332,000 |
| Provision for loan losses | 54,000 | -357,000 | 445,000 |
| Pretax income | 1,388,000 | 8,193,000 | 1,775,000 |
| Income tax | 424,000 | 2,375,000 | 432,000 |
| Net income | 964,000 | 5,818,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 96,615,000 | 100,156,000 | 79,043,000 |
| Total capital | 106,428,000 | 109,780,000 | 88,331,000 |
| Risk-weighted assets | 782,191,000 | 767,239,000 | 741,791,000 |