Call reports 2006
FNB SOUTHEAST — 2006
What FNB SOUTHEAST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,022,633,000 | 1,032,512,000 | 1,013,497,000 | 1,010,569,000 |
| Total loans | 757,664,000 | 754,801,000 | 725,082,000 | 709,891,000 |
| Allowance for loan losses | 18,665,000 | 18,239,000 | 15,656,000 | 13,195,000 |
| Securities available for sale | 203,563,000 | 204,594,000 | 211,814,000 | 210,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 838,270,000 | 850,224,000 | 836,495,000 | 820,184,000 |
| Interest-bearing deposits | 746,608,000 | 756,929,000 | 745,316,000 | 731,848,000 |
| Noninterest-bearing deposits | 91,662,000 | 93,295,000 | 91,179,000 | 88,336,000 |
| Equity capital | 90,901,000 | 91,594,000 | 94,894,000 | 94,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 17,888,000 | 35,905,000 | 54,478,000 | 72,934,000 |
| Interest expense | 7,400,000 | 15,456,000 | 24,183,000 | 32,830,000 |
| Net interest income | 10,488,000 | 20,449,000 | 30,295,000 | 40,104,000 |
| Noninterest income | 1,308,000 | 2,604,000 | 4,009,000 | 5,277,000 |
| Noninterest expense | 7,026,000 | 13,887,000 | 21,242,000 | 28,859,000 |
| Provision for loan losses | 755,000 | 1,120,000 | 1,120,000 | 1,435,000 |
| Pretax income | 4,015,000 | 8,046,000 | 11,942,000 | 15,119,000 |
| Income tax | 1,379,000 | 2,763,000 | 4,062,000 | 4,957,000 |
| Net income | 2,636,000 | 5,283,000 | 7,880,000 | 10,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,877,000 | 94,345,000 | 95,751,000 | 96,927,000 |
| Total capital | 102,879,000 | 104,496,000 | 105,717,000 | 106,999,000 |
| Risk-weighted assets | 791,470,000 | 804,003,000 | 791,561,000 | 802,598,000 |