Call reports 2005
FNB SOUTHEAST — 2005
What FNB SOUTHEAST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 920,848,000 | 980,793,000 | 1,014,388,000 | 1,012,543,000 |
| Total loans | 720,092,000 | 770,335,000 | 775,369,000 | 761,634,000 |
| Allowance for loan losses | 7,843,000 | 8,380,000 | 9,333,000 | 19,142,000 |
| Securities available for sale | 139,233,000 | 149,918,000 | 172,772,000 | 195,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,059,000 | 812,998,000 | 834,814,000 | 827,668,000 |
| Interest-bearing deposits | 682,959,000 | 716,277,000 | 741,408,000 | 733,085,000 |
| Noninterest-bearing deposits | 87,100,000 | 96,721,000 | 93,406,000 | 94,583,000 |
| Equity capital | 68,818,000 | 72,607,000 | 97,629,000 | 90,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 13,377,000 | 28,438,000 | 44,930,000 | 62,112,000 |
| Interest expense | 4,863,000 | 10,839,000 | 17,389,000 | 24,209,000 |
| Net interest income | 8,514,000 | 17,599,000 | 27,541,000 | 37,903,000 |
| Noninterest income | 1,966,000 | 3,407,000 | 5,162,000 | 6,496,000 |
| Noninterest expense | 6,709,000 | 13,300,000 | 20,365,000 | 27,245,000 |
| Provision for loan losses | 680,000 | 1,318,000 | 2,505,000 | 16,131,000 |
| Pretax income | 3,089,000 | 6,383,000 | 9,833,000 | 1,023,000 |
| Income tax | 1,040,000 | 2,148,000 | 3,318,000 | -103,000 |
| Net income | 2,049,000 | 4,235,000 | 6,515,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,398,000 | 72,602,000 | 98,089,000 | 91,480,000 |
| Total capital | 77,241,000 | 80,982,000 | 107,422,000 | 101,373,000 |
| Risk-weighted assets | 730,474,000 | 799,404,000 | 813,390,000 | 782,158,000 |