Call reports 2004
FNB SOUTHEAST — 2004
What FNB SOUTHEAST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 793,637,000 | 786,053,000 | 845,025,000 | 865,802,000 |
| Total loans | 602,657,000 | 605,096,000 | 646,353,000 | 673,734,000 |
| Allowance for loan losses | 7,203,000 | 7,183,000 | 7,341,000 | 7,353,000 |
| Securities available for sale | 134,096,000 | 127,492,000 | 143,034,000 | 137,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,062,000 | 640,206,000 | 726,098,000 | 726,700,000 |
| Interest-bearing deposits | 566,271,000 | 561,015,000 | 648,576,000 | 645,781,000 |
| Noninterest-bearing deposits | 75,791,000 | 79,191,000 | 77,522,000 | 80,919,000 |
| Equity capital | 66,044,000 | 64,853,000 | 67,572,000 | 68,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,438,000 | 20,879,000 | 32,154,000 | 44,472,000 |
| Interest expense | 3,589,000 | 6,986,000 | 10,876,000 | 15,087,000 |
| Net interest income | 6,849,000 | 13,893,000 | 21,278,000 | 29,385,000 |
| Noninterest income | 1,579,000 | 4,163,000 | 5,834,000 | 7,720,000 |
| Noninterest expense | 5,255,000 | 10,784,000 | 16,739,000 | 23,416,000 |
| Provision for loan losses | 388,000 | 660,000 | 945,000 | 1,275,000 |
| Pretax income | 2,896,000 | 6,723,000 | 9,536,000 | 12,523,000 |
| Income tax | 975,000 | 2,262,000 | 3,171,000 | 4,120,000 |
| Net income | 1,921,000 | 4,461,000 | 6,365,000 | 8,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,165,000 | 66,045,000 | 66,831,000 | 68,116,000 |
| Total capital | 71,371,000 | 73,228,000 | 74,172,000 | 75,469,000 |
| Risk-weighted assets | 627,025,000 | 625,552,000 | 667,995,000 | 684,665,000 |