Call reports 2003
FNB SOUTHEAST — 2003
What FNB SOUTHEAST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 744,532,000 | 774,560,000 | 760,865,000 | 779,714,000 |
| Total loans | 575,174,000 | 569,380,000 | 566,541,000 | 582,974,000 |
| Allowance for loan losses | 7,176,000 | 7,092,000 | 7,071,000 | 7,124,000 |
| Securities available for sale | 129,679,000 | 142,299,000 | 146,947,000 | 139,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,062,000 | 662,066,000 | 634,049,000 | 642,039,000 |
| Interest-bearing deposits | 540,961,000 | 588,989,000 | 566,594,000 | 571,925,000 |
| Noninterest-bearing deposits | 66,101,000 | 73,077,000 | 67,455,000 | 70,114,000 |
| Equity capital | 63,769,000 | 63,659,000 | 62,769,000 | 64,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,552,000 | 20,934,000 | 31,257,000 | 41,587,000 |
| Interest expense | 4,532,000 | 8,914,000 | 13,032,000 | 16,765,000 |
| Net interest income | 6,020,000 | 12,020,000 | 18,225,000 | 24,822,000 |
| Noninterest income | 1,448,000 | 2,952,000 | 4,923,000 | 6,612,000 |
| Noninterest expense | 4,568,000 | 9,248,000 | 14,254,000 | 19,428,000 |
| Provision for loan losses | 495,000 | 777,000 | 1,080,000 | 1,431,000 |
| Pretax income | 2,727,000 | 5,509,000 | 8,376,000 | 11,139,000 |
| Income tax | 957,000 | 1,937,000 | 2,890,000 | 3,752,000 |
| Net income | 1,770,000 | 3,572,000 | 5,486,000 | 7,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,589,000 | 61,020,000 | 62,340,000 | 63,602,000 |
| Total capital | 68,765,000 | 68,112,000 | 69,411,000 | 70,726,000 |
| Risk-weighted assets | 574,897,000 | 586,713,000 | 587,062,000 | 605,345,000 |