Call reports 2002
FNB SOUTHEAST — 2002
What FNB SOUTHEAST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 671,524,000 | 670,830,000 | 719,854,000 | 733,733,000 |
| Total loans | 533,515,000 | 543,490,000 | 554,176,000 | 563,600,000 |
| Allowance for loan losses | 6,742,000 | 6,908,000 | 7,138,000 | 7,059,000 |
| Securities available for sale | 99,352,000 | 88,849,000 | 118,138,000 | 124,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,034,000 | 539,862,000 | 591,784,000 | 606,075,000 |
| Interest-bearing deposits | 489,967,000 | 484,603,000 | 534,959,000 | 543,353,000 |
| Noninterest-bearing deposits | 56,067,000 | 55,259,000 | 56,825,000 | 62,722,000 |
| Equity capital | 60,175,000 | 62,135,000 | 62,513,000 | 62,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,733,000 | 21,349,000 | 32,215,000 | 43,308,000 |
| Interest expense | 5,202,000 | 9,813,000 | 14,681,000 | 19,555,000 |
| Net interest income | 5,531,000 | 11,536,000 | 17,534,000 | 23,753,000 |
| Noninterest income | 922,000 | 2,072,000 | 3,337,000 | 4,806,000 |
| Noninterest expense | 4,216,000 | 8,668,000 | 12,759,000 | 17,131,000 |
| Provision for loan losses | 285,000 | 965,000 | 1,215,000 | 1,300,000 |
| Pretax income | 1,952,000 | 4,293,000 | 7,215,000 | 10,446,000 |
| Income tax | 601,000 | 1,354,000 | 2,386,000 | 3,527,000 |
| Net income | 1,351,000 | 2,939,000 | 4,829,000 | 6,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,439,000 | 60,450,000 | 60,770,000 | 61,253,000 |
| Total capital | 65,987,000 | 67,051,000 | 67,620,000 | 68,241,000 |
| Risk-weighted assets | 523,649,000 | 527,783,000 | 547,732,000 | 558,968,000 |