Call reports 2022
FIRST NATIONAL BANK OF BENTON — 2022
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 79,149,000 | 79,444,000 | 81,505,000 | 82,877,000 |
| Total loans | 47,170,000 | 49,532,000 | 52,345,000 | 53,596,000 |
| Allowance for loan losses | 1,662,000 | 1,662,000 | 694,000 | 709,000 |
| Securities available for sale | 13,557,000 | 16,380,000 | 15,711,000 | 15,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,874,000 | 63,063,000 | 65,345,000 | 67,216,000 |
| Interest-bearing deposits | 44,740,000 | 45,501,000 | 47,196,000 | 48,462,000 |
| Noninterest-bearing deposits | 18,134,000 | 17,562,000 | 18,149,000 | 18,754,000 |
| Equity capital | 12,506,000 | 12,573,000 | 13,672,000 | 13,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,354,000 | 2,209,000 | 3,206,000 |
| Interest expense | 86,000 | 174,000 | 271,000 | 424,000 |
| Net interest income | 542,000 | 1,180,000 | 1,938,000 | 2,782,000 |
| Noninterest income | 56,000 | 106,000 | 149,000 | 720,000 |
| Noninterest expense | 405,000 | 819,000 | 1,266,000 | 2,528,000 |
| Provision for loan losses | 0 | 0 | -960,000 | -945,000 |
| Pretax income | 193,000 | 467,000 | 1,781,000 | 1,919,000 |
| Income tax | 43,000 | 107,000 | 181,000 | 171,000 |
| Net income | 150,000 | 360,000 | 1,600,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,607,000 | 12,786,000 | 14,027,000 | 14,175,000 |