Call reports 2021
FIRST NATIONAL BANK OF BENTON — 2021
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 70,235,000 | 72,049,000 | 75,281,000 | 76,197,000 |
| Total loans | 45,663,000 | 45,576,000 | 45,521,000 | 45,121,000 |
| Allowance for loan losses | 1,628,000 | 1,628,000 | 1,628,000 | 1,656,000 |
| Securities available for sale | 8,994,000 | 8,166,000 | 8,384,000 | 8,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,087,000 | 55,785,000 | 58,833,000 | 59,893,000 |
| Interest-bearing deposits | 38,476,000 | 39,135,000 | 40,278,000 | 41,939,000 |
| Noninterest-bearing deposits | 15,611,000 | 16,650,000 | 18,555,000 | 17,954,000 |
| Equity capital | 12,159,000 | 12,213,000 | 12,356,000 | 12,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,200,000 | 1,828,000 | 2,457,000 |
| Interest expense | 88,000 | 153,000 | 247,000 | 334,000 |
| Net interest income | 499,000 | 1,047,000 | 1,581,000 | 2,123,000 |
| Noninterest income | 66,000 | 97,000 | 177,000 | 234,000 |
| Noninterest expense | 392,000 | 804,000 | 1,203,000 | 1,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 173,000 | 340,000 | 555,000 | 825,000 |
| Income tax | 40,000 | 79,000 | 125,000 | 174,000 |
| Net income | 133,000 | 261,000 | 430,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,969,000 | 12,067,000 | 12,235,000 | 12,457,000 |