Call reports 2020
FIRST NATIONAL BANK OF BENTON — 2020
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 63,847,000 | 66,743,000 | 67,291,000 | 70,520,000 |
| Total loans | 42,356,000 | 41,888,000 | 41,721,000 | 44,847,000 |
| Allowance for loan losses | 1,628,000 | 1,627,000 | 1,628,000 | 1,628,000 |
| Securities available for sale | 8,426,000 | 7,396,000 | 10,114,000 | 9,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,566,000 | 54,228,000 | 54,725,000 | 56,405,000 |
| Interest-bearing deposits | 36,105,000 | 38,609,000 | 39,898,000 | 40,951,000 |
| Noninterest-bearing deposits | 13,461,000 | 15,619,000 | 14,827,000 | 15,454,000 |
| Equity capital | 11,688,000 | 11,816,000 | 11,875,000 | 12,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,276,000 | 1,857,000 | 2,528,000 |
| Interest expense | 94,000 | 177,000 | 258,000 | 347,000 |
| Net interest income | 586,000 | 1,099,000 | 1,599,000 | 2,181,000 |
| Noninterest income | 46,000 | 82,000 | 114,000 | 153,000 |
| Noninterest expense | 411,000 | 791,000 | 1,200,000 | 1,541,000 |
| Provision for loan losses | 460,000 | 460,000 | 460,000 | 460,000 |
| Pretax income | -239,000 | -70,000 | 53,000 | 333,000 |
| Income tax | 51,000 | 88,000 | 119,000 | 177,000 |
| Net income | -290,000 | -158,000 | -66,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,420,000 | 11,552,000 | 11,614,000 | 11,836,000 |
| Total capital | 11,797,000 | 11,925,000 | 11,971,000 | 12,218,000 |
| Risk-weighted assets | 28,882,000 | 28,602,000 | 27,279,000 | 29,326,000 |