Call reports 2019
FIRST NATIONAL BANK OF BENTON — 2019
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 60,442,000 | 61,792,000 | 61,420,000 | 63,261,000 |
| Total loans | 43,436,000 | 43,704,000 | 42,818,000 | 42,046,000 |
| Allowance for loan losses | 1,207,000 | 1,208,000 | 1,199,000 | 1,202,000 |
| Securities available for sale | 9,039,000 | 9,089,000 | 8,089,000 | 8,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,570,000 | 46,596,000 | 45,888,000 | 47,111,000 |
| Interest-bearing deposits | 33,096,000 | 34,211,000 | 34,547,000 | 35,083,000 |
| Noninterest-bearing deposits | 12,474,000 | 12,385,000 | 11,341,000 | 12,028,000 |
| Equity capital | 11,112,000 | 11,412,000 | 11,648,000 | 11,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,483,000 | 2,216,000 | 2,904,000 |
| Interest expense | 86,000 | 180,000 | 279,000 | 380,000 |
| Net interest income | 641,000 | 1,303,000 | 1,937,000 | 2,524,000 |
| Noninterest income | 39,000 | 81,000 | 116,000 | 166,000 |
| Noninterest expense | 376,000 | 729,000 | 1,094,000 | 1,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 655,000 | 959,000 | 1,274,000 |
| Income tax | 70,000 | 151,000 | 224,000 | 273,000 |
| Net income | 234,000 | 504,000 | 735,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,003,000 | 11,244,000 | 11,474,000 | 11,710,000 |
| Total capital | 11,406,000 | 11,616,000 | 11,833,000 | 12,077,000 |
| Risk-weighted assets | 31,399,000 | 28,890,000 | 27,841,000 | 28,499,000 |