Call reports 2018
FIRST NATIONAL BANK OF BENTON — 2018
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,769,000 | 60,398,000 | 59,063,000 | 59,000,000 |
| Total loans | 41,348,000 | 40,893,000 | 41,302,000 | 42,771,000 |
| Allowance for loan losses | 1,121,000 | 1,205,000 | 1,208,000 | 1,205,000 |
| Securities available for sale | 10,001,000 | 10,010,000 | 9,350,000 | 9,395,000 |
| Securities held to maturity | 496,000 | 496,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,359,000 | 45,785,000 | 44,735,000 | 44,545,000 |
| Interest-bearing deposits | 32,746,000 | 34,620,000 | 34,054,000 | 33,302,000 |
| Noninterest-bearing deposits | 11,613,000 | 11,165,000 | 10,681,000 | 11,243,000 |
| Equity capital | 10,183,000 | 10,418,000 | 10,539,000 | 10,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,340,000 | 2,019,000 | 2,732,000 |
| Interest expense | 57,000 | 122,000 | 190,000 | 272,000 |
| Net interest income | 580,000 | 1,218,000 | 1,829,000 | 2,460,000 |
| Noninterest income | 45,000 | 89,000 | 121,000 | 168,000 |
| Noninterest expense | 374,000 | 747,000 | 1,119,000 | 1,453,000 |
| Provision for loan losses | 318,000 | 318,000 | 318,000 | 318,000 |
| Pretax income | -67,000 | 242,000 | 513,000 | 857,000 |
| Income tax | 59,000 | 123,000 | 189,000 | 266,000 |
| Net income | -126,000 | 119,000 | 324,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,112,000 | 10,327,000 | 10,532,000 | 10,769,000 |
| Total capital | 10,475,000 | 10,677,000 | 10,884,000 | 11,131,000 |
| Risk-weighted assets | 28,308,000 | 27,238,000 | 27,346,000 | 28,106,000 |