Call reports 2017
FIRST NATIONAL BANK OF BENTON — 2017
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 57,158,000 | 57,824,000 | 56,477,000 | 58,117,000 |
| Total loans | 36,633,000 | 37,772,000 | 37,792,000 | 39,871,000 |
| Allowance for loan losses | 768,000 | 772,000 | 778,000 | 800,000 |
| Securities available for sale | 13,248,000 | 13,236,000 | 13,197,000 | 11,037,000 |
| Securities held to maturity | 495,000 | 495,000 | 495,000 | 495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,028,000 | 43,502,000 | 41,945,000 | 43,671,000 |
| Interest-bearing deposits | 29,690,000 | 30,659,000 | 30,013,000 | 31,135,000 |
| Noninterest-bearing deposits | 13,338,000 | 12,843,000 | 11,932,000 | 12,536,000 |
| Equity capital | 9,984,000 | 10,122,000 | 10,253,000 | 10,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,152,000 | 1,742,000 | 2,367,000 |
| Interest expense | 47,000 | 95,000 | 144,000 | 194,000 |
| Net interest income | 517,000 | 1,057,000 | 1,598,000 | 2,173,000 |
| Noninterest income | 49,000 | 97,000 | 144,000 | 189,000 |
| Noninterest expense | 355,000 | 714,000 | 1,078,000 | 1,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 211,000 | 440,000 | 664,000 | 949,000 |
| Income tax | 72,000 | 152,000 | 227,000 | 337,000 |
| Net income | 139,000 | 288,000 | 437,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,825,000 | 9,944,000 | 10,093,000 | 10,238,000 |
| Total capital | 10,144,000 | 10,276,000 | 10,422,000 | 10,585,000 |
| Risk-weighted assets | 25,061,000 | 26,089,000 | 25,881,000 | 27,298,000 |