Call reports 2016
FIRST NATIONAL BANK OF BENTON — 2016
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,296,000 | 55,190,000 | 55,769,000 | 54,846,000 |
| Total loans | 31,507,000 | 32,343,000 | 34,201,000 | 34,630,000 |
| Allowance for loan losses | 708,000 | 709,000 | 709,000 | 767,000 |
| Securities available for sale | 14,658,000 | 13,733,000 | 12,602,000 | 13,254,000 |
| Securities held to maturity | 494,000 | 494,000 | 494,000 | 495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,076,000 | 42,810,000 | 43,250,000 | 42,558,000 |
| Interest-bearing deposits | 30,719,000 | 29,705,000 | 30,469,000 | 30,210,000 |
| Noninterest-bearing deposits | 12,357,000 | 13,105,000 | 12,781,000 | 12,348,000 |
| Equity capital | 9,693,000 | 9,815,000 | 9,894,000 | 9,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,058,000 | 1,597,000 | 2,156,000 |
| Interest expense | 56,000 | 112,000 | 169,000 | 227,000 |
| Net interest income | 475,000 | 946,000 | 1,428,000 | 1,929,000 |
| Noninterest income | 45,000 | 87,000 | 134,000 | 178,000 |
| Noninterest expense | 361,000 | 757,000 | 1,107,000 | 1,434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 317,000 | 496,000 | 714,000 |
| Income tax | 55,000 | 109,000 | 170,000 | 243,000 |
| Net income | 104,000 | 208,000 | 326,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,379,000 | 9,454,000 | 9,570,000 | 9,686,000 |
| Total capital | 9,671,000 | 9,747,000 | 9,875,000 | 9,985,000 |
| Risk-weighted assets | 22,958,000 | 22,984,000 | 23,999,000 | 23,488,000 |