Call reports 2015
FIRST NATIONAL BANK OF BENTON — 2015
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,306,000 | 54,456,000 | 56,499,000 | 56,406,000 |
| Total loans | 28,765,000 | 29,204,000 | 29,401,000 | 30,682,000 |
| Allowance for loan losses | 713,000 | 713,000 | 710,000 | 709,000 |
| Securities available for sale | 14,387,000 | 14,680,000 | 14,736,000 | 15,577,000 |
| Securities held to maturity | 491,000 | 493,000 | 494,000 | 494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,489,000 | 42,693,000 | 44,473,000 | 44,466,000 |
| Interest-bearing deposits | 28,485,000 | 30,221,000 | 30,625,000 | 31,670,000 |
| Noninterest-bearing deposits | 13,004,000 | 12,472,000 | 13,848,000 | 12,796,000 |
| Equity capital | 9,343,000 | 9,301,000 | 9,473,000 | 9,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 972,000 | 1,469,000 | 1,962,000 |
| Interest expense | 59,000 | 119,000 | 175,000 | 231,000 |
| Net interest income | 438,000 | 853,000 | 1,294,000 | 1,731,000 |
| Noninterest income | 53,000 | 109,000 | 163,000 | 212,000 |
| Noninterest expense | 344,000 | 689,000 | 1,035,000 | 1,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 273,000 | 422,000 | 597,000 |
| Income tax | 51,000 | 93,000 | 143,000 | 203,000 |
| Net income | 96,000 | 180,000 | 279,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,007,000 | 9,061,000 | 9,159,000 | 9,275,000 |
| Total capital | 9,288,000 | 9,341,000 | 9,436,000 | 9,564,000 |
| Risk-weighted assets | 21,818,000 | 21,970,000 | 21,725,000 | 22,685,000 |