Call reports 2014
FIRST NATIONAL BANK OF BENTON — 2014
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,955,000 | 51,507,000 | 51,371,000 | 52,480,000 |
| Total loans | 29,256,000 | 28,373,000 | 28,809,000 | 29,346,000 |
| Allowance for loan losses | 654,000 | 710,000 | 711,000 | 712,000 |
| Securities available for sale | 13,372,000 | 13,337,000 | 13,236,000 | 14,269,000 |
| Securities held to maturity | 493,000 | 493,000 | 493,000 | 493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,693,000 | 40,100,000 | 39,872,000 | 40,993,000 |
| Interest-bearing deposits | 29,317,000 | 27,571,000 | 28,114,000 | 28,399,000 |
| Noninterest-bearing deposits | 12,376,000 | 12,529,000 | 11,758,000 | 12,594,000 |
| Equity capital | 8,902,000 | 9,005,000 | 9,069,000 | 9,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 971,000 | 1,442,000 | 1,923,000 |
| Interest expense | 58,000 | 117,000 | 176,000 | 236,000 |
| Net interest income | 412,000 | 854,000 | 1,266,000 | 1,687,000 |
| Noninterest income | 55,000 | 109,000 | 159,000 | 213,000 |
| Noninterest expense | 340,000 | 691,000 | 1,027,000 | 1,373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 272,000 | 398,000 | 527,000 |
| Income tax | 41,000 | 90,000 | 133,000 | 179,000 |
| Net income | 86,000 | 182,000 | 265,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,738,000 | 8,804,000 | 8,887,000 | 8,913,000 |
| Total capital | 9,026,000 | 9,085,000 | 9,175,000 | 9,208,000 |
| Risk-weighted assets | 22,647,000 | 22,021,000 | 22,581,000 | 23,115,000 |