Call reports 2013
FIRST NATIONAL BANK OF BENTON — 2013
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 57,505,000 | 56,888,000 | 57,687,000 | 51,930,000 |
| Total loans | 26,888,000 | 27,465,000 | 27,290,000 | 29,567,000 |
| Allowance for loan losses | 600,000 | 601,000 | 603,000 | 653,000 |
| Securities available for sale | 11,516,000 | 11,150,000 | 13,062,000 | 13,870,000 |
| Securities held to maturity | 492,000 | 493,000 | 492,000 | 493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,176,000 | 45,727,000 | 46,402,000 | 40,867,000 |
| Interest-bearing deposits | 33,874,000 | 33,815,000 | 34,413,000 | 29,725,000 |
| Noninterest-bearing deposits | 12,302,000 | 11,912,000 | 11,989,000 | 11,142,000 |
| Equity capital | 8,904,000 | 8,768,000 | 8,844,000 | 8,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 923,000 | 1,388,000 | 1,852,000 |
| Interest expense | 59,000 | 118,000 | 179,000 | 235,000 |
| Net interest income | 402,000 | 805,000 | 1,209,000 | 1,617,000 |
| Noninterest income | 54,000 | 109,000 | 165,000 | 214,000 |
| Noninterest expense | 334,000 | 656,000 | 989,000 | 1,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 258,000 | 385,000 | 528,000 |
| Income tax | 41,000 | 88,000 | 132,000 | 179,000 |
| Net income | 81,000 | 170,000 | 253,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,474,000 | 8,536,000 | 8,616,000 | 8,652,000 |
| Total capital | 8,739,000 | 8,805,000 | 8,881,000 | 8,940,000 |
| Risk-weighted assets | 20,832,000 | 21,199,000 | 20,836,000 | 22,676,000 |