Call reports 2012
FIRST NATIONAL BANK OF BENTON — 2012
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,658,000 | 55,447,000 | 55,628,000 | 55,663,000 |
| Total loans | 20,693,000 | 23,025,000 | 25,145,000 | 25,719,000 |
| Allowance for loan losses | 578,000 | 580,000 | 583,000 | 600,000 |
| Securities available for sale | 16,087,000 | 14,644,000 | 12,550,000 | 12,342,000 |
| Securities held to maturity | 491,000 | 492,000 | 492,000 | 492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,608,000 | 44,172,000 | 44,269,000 | 44,420,000 |
| Interest-bearing deposits | 31,617,000 | 32,884,000 | 32,593,000 | 32,991,000 |
| Noninterest-bearing deposits | 11,991,000 | 11,288,000 | 11,676,000 | 11,429,000 |
| Equity capital | 8,637,000 | 8,797,000 | 8,855,000 | 8,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 824,000 | 1,265,000 | 1,724,000 |
| Interest expense | 63,000 | 126,000 | 189,000 | 250,000 |
| Net interest income | 342,000 | 698,000 | 1,076,000 | 1,474,000 |
| Noninterest income | 60,000 | 115,000 | 173,000 | 234,000 |
| Noninterest expense | 326,000 | 651,000 | 978,000 | 1,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 162,000 | 277,000 | 399,000 |
| Income tax | 25,000 | 55,000 | 93,000 | 134,000 |
| Net income | 51,000 | 107,000 | 184,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,269,000 | 8,293,000 | 8,374,000 | 8,393,000 |
| Total capital | 8,469,000 | 8,512,000 | 8,617,000 | 8,645,000 |
| Risk-weighted assets | 15,588,000 | 17,167,000 | 19,084,000 | 19,836,000 |