Call reports 2011
FIRST NATIONAL BANK OF BENTON — 2011
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,020,000 | 60,005,000 | 57,218,000 | 54,667,000 |
| Total loans | 20,329,000 | 19,912,000 | 20,682,000 | 20,844,000 |
| Allowance for loan losses | 563,000 | 576,000 | 578,000 | 577,000 |
| Securities available for sale | 16,280,000 | 15,206,000 | 15,414,000 | 15,288,000 |
| Securities held to maturity | 491,000 | 491,000 | 491,000 | 491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,541,000 | 49,319,000 | 46,114,000 | 43,634,000 |
| Interest-bearing deposits | 34,748,000 | 36,733,000 | 33,636,000 | 31,726,000 |
| Noninterest-bearing deposits | 11,793,000 | 12,586,000 | 12,478,000 | 11,908,000 |
| Equity capital | 8,190,000 | 8,317,000 | 8,600,000 | 8,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 856,000 | 1,320,000 | 1,832,000 |
| Interest expense | 66,000 | 131,000 | 198,000 | 262,000 |
| Net interest income | 362,000 | 725,000 | 1,122,000 | 1,570,000 |
| Noninterest income | 65,000 | 116,000 | 186,000 | 246,000 |
| Noninterest expense | 319,000 | 644,000 | 980,000 | 1,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 197,000 | 328,000 | 512,000 |
| Income tax | 33,000 | 58,000 | 99,000 | 161,000 |
| Net income | 75,000 | 139,000 | 229,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,032,000 | 8,036,000 | 8,125,000 | 8,218,000 |
| Total capital | 8,221,000 | 8,224,000 | 8,320,000 | 8,415,000 |
| Risk-weighted assets | 14,776,000 | 14,655,000 | 15,195,000 | 15,371,000 |