Call reports 2010
FIRST NATIONAL BANK OF BENTON — 2010
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,422,000 | 57,988,000 | 55,574,000 | 55,238,000 |
| Total loans | 20,109,000 | 19,694,000 | 19,088,000 | 20,050,000 |
| Allowance for loan losses | 535,000 | 535,000 | 587,000 | 563,000 |
| Securities available for sale | 17,076,000 | 15,883,000 | 14,722,000 | 15,502,000 |
| Securities held to maturity | 490,000 | 491,000 | 491,000 | 491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,112,000 | 47,551,000 | 45,026,000 | 44,842,000 |
| Interest-bearing deposits | 33,976,000 | 33,669,000 | 33,448,000 | 33,644,000 |
| Noninterest-bearing deposits | 10,136,000 | 13,882,000 | 11,578,000 | 11,198,000 |
| Equity capital | 7,986,000 | 8,062,000 | 8,142,000 | 8,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 893,000 | 1,320,000 | 1,739,000 |
| Interest expense | 71,000 | 141,000 | 209,000 | 277,000 |
| Net interest income | 384,000 | 752,000 | 1,111,000 | 1,462,000 |
| Noninterest income | 60,000 | 126,000 | 182,000 | 249,000 |
| Noninterest expense | 337,000 | 668,000 | 982,000 | 1,286,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 210,000 | 311,000 | 425,000 |
| Income tax | 36,000 | 70,000 | 104,000 | 142,000 |
| Net income | 71,000 | 140,000 | 207,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,835,000 | 7,844,000 | 7,912,000 | 7,957,000 |
| Total capital | 8,081,000 | 8,094,000 | 8,095,000 | 8,145,000 |
| Risk-weighted assets | 19,406,000 | 19,720,000 | 14,202,000 | 14,703,000 |