Call reports 2009
FIRST NATIONAL BANK OF BENTON — 2009
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,427,000 | 52,176,000 | 52,529,000 | 53,297,000 |
| Total loans | 19,355,000 | 19,207,000 | 18,876,000 | 19,244,000 |
| Allowance for loan losses | 522,000 | 532,000 | 533,000 | 534,000 |
| Securities available for sale | 23,179,000 | 20,918,000 | 16,816,000 | 17,585,000 |
| Securities held to maturity | 581,000 | 490,000 | 490,000 | 490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,954,000 | 41,941,000 | 42,041,000 | 43,022,000 |
| Interest-bearing deposits | 35,763,000 | 31,864,000 | 32,320,000 | 33,796,000 |
| Noninterest-bearing deposits | 9,191,000 | 10,077,000 | 9,721,000 | 9,226,000 |
| Equity capital | 7,948,000 | 7,847,000 | 8,059,000 | 7,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,106,000 | 1,616,000 | 2,084,000 |
| Interest expense | 97,000 | 182,000 | 256,000 | 327,000 |
| Net interest income | 454,000 | 924,000 | 1,360,000 | 1,757,000 |
| Noninterest income | 66,000 | 139,000 | 203,000 | 270,000 |
| Noninterest expense | 322,000 | 706,000 | 1,056,000 | 1,425,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 357,000 | 507,000 | 602,000 |
| Income tax | 73,000 | 118,000 | 169,000 | 191,000 |
| Net income | 125,000 | 239,000 | 338,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,657,000 | 7,711,000 | 7,811,000 | 7,764,000 |
| Total capital | 7,892,000 | 7,935,000 | 8,048,000 | 8,004,000 |
| Risk-weighted assets | 18,543,000 | 17,592,000 | 18,585,000 | 18,904,000 |