Call reports 2007
FIRST NATIONAL BANK OF BENTON — 2007
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,402,000 | 47,496,000 | 48,539,000 | 64,592,000 |
| Total loans | 15,840,000 | 16,417,000 | 16,603,000 | 17,190,000 |
| Allowance for loan losses | 516,000 | 537,000 | 537,000 | 537,000 |
| Securities available for sale | 20,585,000 | 16,622,000 | 13,792,000 | 33,409,000 |
| Securities held to maturity | 489,000 | 489,000 | 489,000 | 489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,616,000 | 39,584,000 | 40,347,000 | 56,603,000 |
| Interest-bearing deposits | 32,385,000 | 32,083,000 | 32,909,000 | 49,511,000 |
| Noninterest-bearing deposits | 7,231,000 | 7,501,000 | 7,438,000 | 7,092,000 |
| Equity capital | 7,327,000 | 7,505,000 | 7,756,000 | 7,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,526,000 | 2,240,000 | 2,975,000 |
| Interest expense | 201,000 | 399,000 | 607,000 | 833,000 |
| Net interest income | 522,000 | 1,127,000 | 1,633,000 | 2,142,000 |
| Noninterest income | 64,000 | 133,000 | 195,000 | 258,000 |
| Noninterest expense | 302,000 | 636,000 | 947,000 | 1,307,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 624,000 | 881,000 | 1,093,000 |
| Income tax | 85,000 | 206,000 | 294,000 | 366,000 |
| Net income | 199,000 | 418,000 | 587,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,289,000 | 7,471,000 | 7,642,000 | 7,420,000 |
| Total capital | 7,479,000 | 7,678,000 | 7,864,000 | 7,661,000 |
| Risk-weighted assets | 14,861,000 | 16,267,000 | 17,458,000 | 19,006,000 |