Call reports 2006
FIRST NATIONAL BANK OF BENTON — 2006
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,750,000 | 45,636,000 | 46,714,000 | 59,726,000 |
| Total loans | 15,184,000 | 15,961,000 | 16,495,000 | 16,164,000 |
| Allowance for loan losses | 507,000 | 510,000 | 513,000 | 516,000 |
| Securities available for sale | 24,793,000 | 24,230,000 | 22,450,000 | 27,440,000 |
| Securities held to maturity | 489,000 | 489,000 | 489,000 | 489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,799,000 | 38,505,000 | 39,253,000 | 52,295,000 |
| Interest-bearing deposits | 30,818,000 | 30,630,000 | 31,657,000 | 45,531,000 |
| Noninterest-bearing deposits | 7,981,000 | 7,875,000 | 7,596,000 | 6,764,000 |
| Equity capital | 6,631,000 | 6,720,000 | 7,009,000 | 7,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,300,000 | 1,969,000 | 2,675,000 |
| Interest expense | 126,000 | 260,000 | 407,000 | 578,000 |
| Net interest income | 534,000 | 1,040,000 | 1,562,000 | 2,097,000 |
| Noninterest income | 62,000 | 133,000 | 203,000 | 273,000 |
| Noninterest expense | 281,000 | 580,000 | 887,000 | 1,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 593,000 | 878,000 | 1,155,000 |
| Income tax | 80,000 | 162,000 | 248,000 | 329,000 |
| Net income | 235,000 | 431,000 | 630,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,634,000 | 6,795,000 | 6,993,000 | 7,090,000 |
| Total capital | 6,803,000 | 6,976,000 | 7,186,000 | 7,297,000 |
| Risk-weighted assets | 13,217,000 | 14,220,000 | 15,130,000 | 16,236,000 |