Call reports 2005
FIRST NATIONAL BANK OF BENTON — 2005
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,392,000 | 43,596,000 | 42,331,000 | 52,448,000 |
| Total loans | 14,783,000 | 15,593,000 | 15,763,000 | 15,203,000 |
| Allowance for loan losses | 492,000 | 496,000 | 500,000 | 505,000 |
| Securities available for sale | 25,303,000 | 21,463,000 | 20,394,000 | 22,340,000 |
| Securities held to maturity | 488,000 | 489,000 | 489,000 | 489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,709,000 | 36,685,000 | 35,276,000 | 45,486,000 |
| Interest-bearing deposits | 29,118,000 | 28,927,000 | 28,182,000 | 37,915,000 |
| Noninterest-bearing deposits | 7,591,000 | 7,758,000 | 7,094,000 | 7,571,000 |
| Equity capital | 6,377,000 | 6,510,000 | 6,555,000 | 6,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 930,000 | 1,419,000 | 1,976,000 |
| Interest expense | 72,000 | 154,000 | 251,000 | 359,000 |
| Net interest income | 386,000 | 776,000 | 1,168,000 | 1,617,000 |
| Noninterest income | 61,000 | 122,000 | 181,000 | 237,000 |
| Noninterest expense | 322,000 | 644,000 | 973,000 | 1,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 254,000 | 376,000 | 514,000 |
| Income tax | 42,000 | 86,000 | 128,000 | 175,000 |
| Net income | 83,000 | 168,000 | 248,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,419,000 | 6,468,000 | 6,550,000 | 6,400,000 |
| Total capital | 6,575,000 | 6,648,000 | 6,734,000 | 6,597,000 |
| Risk-weighted assets | 12,159,000 | 14,220,000 | 14,403,000 | 15,447,000 |