Call reports 2003
FIRST NATIONAL BANK OF BENTON — 2003
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,965,000 | 48,954,000 | 45,579,000 | 61,596,000 |
| Total loans | 15,080,000 | 15,494,000 | 15,151,000 | 16,477,000 |
| Allowance for loan losses | 502,000 | 502,000 | 501,000 | 496,000 |
| Securities available for sale | 20,456,000 | 18,601,000 | 20,362,000 | 31,286,000 |
| Securities held to maturity | 2,561,000 | 1,528,000 | 528,000 | 528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,237,000 | 42,001,000 | 38,721,000 | 54,827,000 |
| Interest-bearing deposits | 35,367,000 | 35,850,000 | 32,144,000 | 48,300,000 |
| Noninterest-bearing deposits | 5,870,000 | 6,151,000 | 6,577,000 | 6,527,000 |
| Equity capital | 6,242,000 | 6,444,000 | 6,416,000 | 6,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,061,000 | 1,534,000 | 2,017,000 |
| Interest expense | 88,000 | 164,000 | 228,000 | 289,000 |
| Net interest income | 455,000 | 897,000 | 1,306,000 | 1,728,000 |
| Noninterest income | 54,000 | 106,000 | 161,000 | 227,000 |
| Noninterest expense | 294,000 | 579,000 | 867,000 | 1,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 424,000 | 600,000 | 781,000 |
| Income tax | 73,000 | 144,000 | 204,000 | 262,000 |
| Net income | 142,000 | 280,000 | 396,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,878,000 | 5,980,000 | 6,096,000 | 6,159,000 |
| Total capital | 6,048,000 | 6,163,000 | 6,263,000 | 6,348,000 |
| Risk-weighted assets | 13,275,000 | 14,344,000 | 12,986,000 | 14,825,000 |