Call reports 2002
FIRST NATIONAL BANK OF BENTON — 2002
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,322,000 | 40,692,000 | 45,873,000 | 70,506,000 |
| Total loans | 15,447,000 | 16,436,000 | 15,642,000 | 15,393,000 |
| Allowance for loan losses | 495,000 | 497,000 | 499,000 | 500,000 |
| Securities available for sale | 8,122,000 | 10,406,000 | 16,315,000 | 32,538,000 |
| Securities held to maturity | 7,575,000 | 4,554,000 | 3,556,000 | 3,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,376,000 | 34,540,000 | 39,144,000 | 63,992,000 |
| Interest-bearing deposits | 29,460,000 | 29,354,000 | 33,827,000 | 58,309,000 |
| Noninterest-bearing deposits | 4,916,000 | 5,186,000 | 5,317,000 | 5,683,000 |
| Equity capital | 5,539,000 | 5,799,000 | 6,214,000 | 6,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,159,000 | 1,718,000 | 2,274,000 |
| Interest expense | 141,000 | 257,000 | 376,000 | 484,000 |
| Net interest income | 457,000 | 902,000 | 1,342,000 | 1,790,000 |
| Noninterest income | 63,000 | 120,000 | 183,000 | 242,000 |
| Noninterest expense | 265,000 | 556,000 | 844,000 | 1,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 466,000 | 681,000 | 902,000 |
| Income tax | 86,000 | 158,000 | 231,000 | 307,000 |
| Net income | 169,000 | 308,000 | 450,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,586,000 | 5,689,000 | 5,831,000 | 5,736,000 |
| Total capital | 5,761,000 | 5,871,000 | 6,010,000 | 5,932,000 |
| Risk-weighted assets | 13,673,000 | 14,604,000 | 13,935,000 | 15,362,000 |