Call reports 2001
FIRST NATIONAL BANK OF BENTON — 2001
What FIRST NATIONAL BANK OF BENTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,528,000 | 38,818,000 | 38,804,000 | 52,896,000 |
| Total loans | 15,515,000 | 15,535,000 | 15,063,000 | 15,734,000 |
| Allowance for loan losses | 473,000 | 473,000 | 474,000 | 494,000 |
| Securities available for sale | 1,013,000 | 3,577,000 | 3,582,000 | 17,083,000 |
| Securities held to maturity | 13,213,000 | 11,220,000 | 9,685,000 | 8,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,732,000 | 32,940,000 | 32,802,000 | 47,176,000 |
| Interest-bearing deposits | 29,883,000 | 29,201,000 | 28,234,000 | 42,739,000 |
| Noninterest-bearing deposits | 3,849,000 | 3,739,000 | 4,568,000 | 4,437,000 |
| Equity capital | 5,313,000 | 5,419,000 | 5,569,000 | 5,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,463,000 | 2,098,000 | 2,642,000 |
| Interest expense | 269,000 | 505,000 | 721,000 | 878,000 |
| Net interest income | 524,000 | 958,000 | 1,377,000 | 1,764,000 |
| Noninterest income | 56,000 | 106,000 | 155,000 | 206,000 |
| Noninterest expense | 267,000 | 537,000 | 800,000 | 1,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 313,000 | 527,000 | 732,000 | 911,000 |
| Income tax | 105,000 | 179,000 | 247,000 | 309,000 |
| Net income | 208,000 | 348,000 | 485,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,298,000 | 5,402,000 | 5,539,000 | 5,417,000 |
| Total capital | 5,488,000 | 5,585,000 | 5,719,000 | 5,602,000 |
| Risk-weighted assets | 14,899,000 | 14,341,000 | 14,117,000 | 14,475,000 |