Call reports 2012
FIRST NATIONAL BANK IN MUNDAY — 2012
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 93,161,000 | 97,474,000 |
| Total loans | 55,499,000 | 52,580,000 |
| Allowance for loan losses | 621,000 | 613,000 |
| Securities available for sale | 13,081,000 | 11,080,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 84,770,000 | 88,951,000 |
| Interest-bearing deposits | 54,742,000 | 53,238,000 |
| Noninterest-bearing deposits | 30,028,000 | 35,713,000 |
| Equity capital | 8,119,000 | 8,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 787,000 | 1,579,000 |
| Interest expense | 52,000 | 98,000 |
| Net interest income | 735,000 | 1,481,000 |
| Noninterest income | 207,000 | 419,000 |
| Noninterest expense | 690,000 | 1,360,000 |
| Provision for loan losses | 6,000 | 6,000 |
| Pretax income | 246,000 | 534,000 |
| Income tax | 82,000 | 178,000 |
| Net income | 164,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 8,083,000 | 8,275,000 |
| Total capital | 8,704,000 | 8,888,000 |
| Risk-weighted assets | 57,136,000 | 54,541,000 |