Call reports 2011
FIRST NATIONAL BANK IN MUNDAY — 2011
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,835,000 | 85,321,000 | 88,878,000 | 94,940,000 |
| Total loans | 50,578,000 | 46,222,000 | 48,437,000 | 50,362,000 |
| Allowance for loan losses | 641,000 | 642,000 | 630,000 | 622,000 |
| Securities available for sale | 14,103,000 | 14,844,000 | 16,054,000 | 14,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,696,000 | 76,909,000 | 80,464,000 | 86,908,000 |
| Interest-bearing deposits | 50,430,000 | 49,887,000 | 52,695,000 | 56,377,000 |
| Noninterest-bearing deposits | 25,266,000 | 27,022,000 | 27,769,000 | 30,531,000 |
| Equity capital | 7,711,000 | 7,871,000 | 7,979,000 | 7,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,530,000 | 2,276,000 | 3,018,000 |
| Interest expense | 88,000 | 173,000 | 254,000 | 329,000 |
| Net interest income | 692,000 | 1,357,000 | 2,022,000 | 2,689,000 |
| Noninterest income | 214,000 | 438,000 | 681,000 | 907,000 |
| Noninterest expense | 656,000 | 1,330,000 | 2,027,000 | 2,713,000 |
| Provision for loan losses | 2,000 | 4,000 | 6,000 | 8,000 |
| Pretax income | 248,000 | 461,000 | 670,000 | 875,000 |
| Income tax | 80,000 | 148,000 | 218,000 | 284,000 |
| Net income | 168,000 | 313,000 | 452,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,599,000 | 7,743,000 | 7,883,000 | 7,919,000 |
| Total capital | 8,240,000 | 8,345,000 | 8,507,000 | 8,541,000 |
| Risk-weighted assets | 52,758,000 | 48,154,000 | 49,934,000 | 51,785,000 |