Call reports 2010
FIRST NATIONAL BANK IN MUNDAY — 2010
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 75,376,000 | 76,124,000 | 70,979,000 | 81,870,000 |
| Total loans | 51,210,000 | 46,022,000 | 49,558,000 | 56,254,000 |
| Allowance for loan losses | 698,000 | 709,000 | 710,000 | 672,000 |
| Securities available for sale | 9,122,000 | 9,133,000 | 10,671,000 | 8,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,956,000 | 68,712,000 | 63,487,000 | 73,921,000 |
| Interest-bearing deposits | 48,405,000 | 46,404,000 | 44,466,000 | 47,063,000 |
| Noninterest-bearing deposits | 19,551,000 | 22,308,000 | 19,021,000 | 26,858,000 |
| Equity capital | 6,981,000 | 7,109,000 | 7,234,000 | 7,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,491,000 | 2,228,000 | 3,095,000 |
| Interest expense | 98,000 | 196,000 | 293,000 | 391,000 |
| Net interest income | 667,000 | 1,295,000 | 1,935,000 | 2,704,000 |
| Noninterest income | 195,000 | 426,000 | 647,000 | 890,000 |
| Noninterest expense | 663,000 | 1,340,000 | 1,997,000 | 2,664,000 |
| Provision for loan losses | 2,000 | 4,000 | 5,000 | 5,000 |
| Pretax income | 197,000 | 377,000 | 580,000 | 925,000 |
| Income tax | 67,000 | 128,000 | 203,000 | 306,000 |
| Net income | 130,000 | 249,000 | 377,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,942,000 | 7,061,000 | 7,190,000 | 7,431,000 |
| Total capital | 7,611,000 | 7,645,000 | 7,821,000 | 8,103,000 |
| Risk-weighted assets | 53,547,000 | 46,592,000 | 50,362,000 | 56,956,000 |